Calculators
Free tools that run in your browser. Nothing you type is stored or sent anywhere.
SIP calculator
Invest a fixed amount every month and see what it could grow to at a steady assumed return.
- Amount you invest
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- Estimated growth
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- Growth multiple
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Assumes a constant return, with each instalment invested at the start of the month. Real returns will be uneven, and could be negative in some years.
Step-up SIP calculator
Raise your SIP by a fixed percentage every year, the way most salaries grow.
- Amount you invest
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- Estimated growth
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- SIP in the final year
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- Compared with a flat SIP
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The SIP rises once a year. Assumes a constant return.
Lump sum calculator
See what a one-time investment could become if left alone.
- Amount you invest
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- Estimated growth
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- Growth multiple
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Annual compounding at a constant assumed return. Not a forecast.
EMI calculator
Find the monthly instalment on a home, car or personal loan, and how much of what you pay is interest.
- Loan amount
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- Total interest
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- Total you pay
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- Interest share
Assumes a fixed rate for the whole tenure. On floating-rate loans, the EMI or tenure will change when the rate does.
| Year | Principal paid | Interest paid | Balance |
|---|
FD calculator
Work out what a fixed deposit pays at maturity before tax.
- Deposit
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- Interest earned
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- Effective yield
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Before tax. Interest on FDs is added to your income and taxed at your slab rate. Check your bank's actual compounding and payout terms.
Retirement planner
Estimate the corpus you will need and the monthly SIP that could build it.
- Monthly spending at retirement
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- Your existing savings, grown
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- Still to build
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- Monthly SIP needed
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Spending is counted as a share of the corpus withdrawn each year. Pensions or rent you expect would reduce the target. See how this works.
Inflation calculator
See how rising prices change what money can buy.
- What today's amount will buy then
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- Loss of buying power
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Uses a constant rate. Actual inflation varies year to year and across items such as healthcare and education.
Calculators use the numbers you give them and assume rates stay the same. Real markets, interest rates and inflation do not. Taxes, fees and exit loads are not included unless stated.